You know the story — SEC Ruling 151A could reshape our industry and send advisors scrambling for answers. Well, it's finally here. And it's not an indexed annuity.

Introducing the first-ever fixed, non-index annuity with a lifetime income rider option. This is the safety and peace of mind that your clients and prospects are looking for — and it positions you for success in 2009. This groudbreaking annuity offers:

• 3, 5, 7 and 10 year options available
• 5% or 10% premium bonus
• Income account doubles in 10 years! Quadruples in 20 years!
  Example: $100,000 is worth $200,000 in 10 years; worth $400,000 in 20 years!
• First time ever — Client can have Income Account paid out as the
  death benefit instead of Surrender Account Value!
• Up to 8% street level commission
• Top Rated Carrier

Complete the form to the right for more information, PLUS you'll get
the opportunity to watch our FREE 10-minute Video Tip, "Show Us the Income," filled with insightful reflections from Ray Ohlson himself.

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