According to the SOA, one of the most serious risks facing today's retirees is outliving their retirement funds. As retirees fear outliving their money, you have a tremendous opportunity. Most financial professionals have done a good job in the accumulation phase, but are seriously failing at distribution. There's never been a better time for you to close the gap.

Never before...

...have we had so many people preparing to retire (78 million baby boomers).

...has there been so much money in qualified plans that will need to be rolled over (trillions).

...has life expectancy lengthened, as it has today, making it imperative that the retirees’ money last for a longer period of time.

...has there been such a shortage of agents and advisors as 40% of all agents will retire in 10 years – this means more retirees will be looking for help!

It's time to maximize your opportunity. And it's all about income.
We have a seamless package of solutions that positions you against
your competition, including comprehensive training and resources on:

•	Laddering of income – learn how to stair-step growth with an easier and more helpful approach that is focused on your client
•	Plan Proposal – discover a new way to maximize this part of the process
•	Products, concepts, riders:
	• Split annuity • MYGAs • Deferred annuities with GTD. Rates • SPIAs for long-term income • GLWBs, the best rider ensuring 5,6,7,8% GTD. Growth, plus peace of mind

Solve your prospects' greatest fear with
the right annuity solution.

Complete the form to the right for more information, PLUS you’ll get the opportunity to watch our FREE 10-minute Video Tip, "Show Us the Income," filled with insightful reflections from Ray Ohlson himself.